Melo Risk Advisors is a USA based Certified Minority Owned Business Enterprise (Hispanic) that provides risk management & insurance advisory services operating both domestically and internationally. The organization was founded in 2010 by an international risk management professional with 17+ years of experience, who became aware of the need for an industry specialized service provider with a diverse, multi-lingual, and international reach.

Today’s increasingly global and diverse business environment is opening up new markets, customer populations, and areas of growth opportunities. However, it also creates new and unique risk management challenges, which can limit an organization’s ability or desire to take advantage of these opportunities.

We help our clients:

  • Better understand their risk profile so they can confidently pursue new revenue driving frontiers and grow in new markets.
  • Improve their ROI by driving down their total cost of risk

How do we help our clients achieve this?

Our integrated service delivery team can dissect all the various elements and components of your risk management & insurance program, and help you identify root causes of cost drivers that are driving up your total cost of risk. Due to diverse changes in our business environment, these root causes are often hidden and loss incidents/causes can be almost equally attributed to cultural differences (lost in translation), as well as standard mechanical, engineering, and human behavior failures.

We bring together a team of resources comprising of individuals with unique skill sets that include:

  • a culturally diverse background with fluency in multiple languages/cultures
  • a global network via partnerships with the world’s largest and most specialized risk management service providers and private equity firms, with offices in over 160 countries
  • proven knowledge and ongoing experience in complex, evolving risk management issues

Quality Service & Global Reach

By rendering consultative, reliable and flexible services with a well-trained and experienced pool of resources, Melo Risk Advisors has earned a solid reputation in the various market places where we operate. We are currently working on further expansion of our services and products in the global insurance market through innovative online tools and various strategic alliances, which include firms such as AON Risk Services, Arthur J Gallagher, and other globally leading risk management service providers.

Driving Up Your Minority Spend

As a certified minority owned business enterprise, we can also help you meet your minimum purchase quotas.

Value Proposition to Our Global Partners

Our services are increasingly being requested by some of the world’s largest risk management & insurance service providers whom are finding it difficult to locate qualified, sophisticated, and experienced minority owned providers to partner with.

Everything is possible when you can manage or take away the risk. As such, when it comes to expanding and protecting your brand, we invite you to learn how we can help YOU meet and exceed your goals!



“I have come to know Paul & Delfine as very pro-active and knowledgeable individuals for our needs in areas related to the shift in multi-cultural demographics and the impact it is going to have on our operations. They are very creative, responsive, and professional, and I can confidently recommend them to everyone.”

Yvette Porter
Manager Supplier Diversity
Cracker Barrel Old Country Store Inc